712,711,687 ... i just turned 20 years old.. are these good or bad?
i have about 1500 in credit cards.. al with no interest which i pay monthly

Not great - they could be better.
Are you carrying credit card balances - then stop that little habit.
That lowers your credit card scores.

There is one way to get top 800+ scores.
Get a credit card. Use it for food or gas, and pay in full.
There is never any need to pay interest for top scores.
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The first two are pretty good. The last one isn't so great (I'm assuming these are FICO scores). You probably won't get approved for everything, and may not get the best loan rates.

Go to https://www.annualcreditreport.com/cra/index.jsp
This is a service offered to people in most states where you can check your credit report for free once a year. It's a government sponsored project, and not one of those sites where you have to give credit card information.

Look for anything unusual on your report, and if you find anything contact the credit agency to fix it.

It's good. Keep it up.

It's good. Keep it up.

so far...you will qualify for a car loan,mtge,job and apartment...depending on ur income...

650 is average....anything above that is good. I believe the highest score you can get is either 800 or 850.

The numbres are ok, last time i checked myfico.com, it said national avg is 723

the down side is your age so i assume you have not had credit very long. length of credit history matters a lot. but your doing good for being young.

keep credit card balances as low as possible - 0 is best - and continue to pay bills on time.