...than what it is now? The unemployment insurance is going to cost Employers Three Times more than what it is now because of high unemployment claims, which will cause employers to be forced to FIRE employees (thus no unemployment claim allowed). This seems totally stupid and will only cause more people to be unemployed, without any help. That should increase the crime rate of course and give more job openings on the police forces.

You are mistaken - employers and employees both PAY into that fund. With your kind of logic, pay raises should be stopped immediately, as this costs the employers more money, and they'll have to fire more people, in order to pay the ones that are keeping.
The way employers are able to pay any costs and expenses in their business - is to raise their prices. Therefore, everyone who uses/buys their services & products will be paying for Unemployment (extra expense to write off profit) - no matter how much or how long the benefits last.