How do I spend carefully so I always have some future savings? Is it true that saving is not a secret to getting wealthier later on in life. Should I listen to the media when it says that saving is not the answer?

cd's work good and ira's and bonds . BUT MOST IMPORTANT STAY AWAY FROM CROOKED CONTRACTORS LIKE DAN'S CUSTOM HOME IMPROVEMENTS IN AUBURN NY

when you get your paycheck..pay yourself first..put whatever you can afford too into a roth ira,401k etc..

second pay any bills early, to avoid late fees.

buy food and gas for your car.

don't always listen to the media hype.